Powered by the mathematical frameworks used by major insurers and investment banks, Prometheus exposes the hidden tail risks and the inter-dependencies that can break a portfolio in a crisis.
Two minutes · what the engine does
Market moves are not normally distributed, inflation shocks are not static and your wealth does not move in a symmetrical bell curve. Treating linear projections as a forecast is a systemic failure of risk planning. Prometheus applys rigorous non-linear frameworks to chart the full density of your net worth and reveal how your portfolio reacts when the storm hits.
Tail Drivers isolate the worst outcomes and rank every factor by how much risk they carry, market drawdowns, inflation surges, yield shocks, even your life risks. You stop guessing what's risky and see what actually brakes you.
Pull a lever and Prometheus re-calculates on the same one million paths in milliseconds, no re-simulation, no guesswork about whether the new answer is comparable to the old one. See the exact shift across your wealth distribution percentiles.
Market drawdowns aren't your only risk. Prometheus models personal catastrophes, structural damage, sudden job loss, acute medical events, legal liabilities, with frequency and severity distributions and the insurance policies that absorb them, embedded in the same correlated million-path simulation.
A diagnosis without a prescription is just anxiety. The Resilience Plan inverts the tail analysis: it tests every lever you actually control, insuring a risk, shifting the portfolio, repositioning bonds, freeing up property, trimming spend, then prices each one honestly, what it buys in your worst case against what it costs in a typical year.
When equities collapse, currency weakens, inflation surges, and unemployment rises together. Prometheus calibrates the full dependency matrix from decades of joint historical data; every simulated path inherits these systemic co-movements. A single market shock ripples through your career, your property, and your portfolio in a single draw. This structural realism is what makes our left tail statistically accurate, not just conservative-by-luck.
SP500 | FTSE | USDGBP | UK 10Y | UK Infl | UK Prop | Career | |
|---|---|---|---|---|---|---|---|
SP500 | 1.00 | 0.63 | -0.26 | 0.06 | 0.16 | 0.13 | -0.22 |
FTSE | 0.63 | 1.00 | -0.17 | 0.36 | 0.58 | 0.14 | -0.12 |
USDGBP | -0.26 | -0.17 | 1.00 | -0.15 | -0.12 | -0.21 | 0.15 |
UK 10Y | 0.06 | 0.36 | -0.15 | 1.00 | 0.67 | 0.13 | -0.12 |
UK Infl | 0.16 | 0.58 | -0.12 | 0.67 | 1.00 | 0.25 | -0.17 |
UK Prop | 0.13 | 0.14 | -0.21 | 0.13 | 0.25 | 1.00 | -0.32 |
Career Loss | -0.22 | -0.12 | 0.15 | -0.12 | -0.17 | -0.32 | 1.00 |